Insurances

We at Property Solutions Tenerife, can assist you in all types of Insurance coverage. We can put you in touch with the best company who will provide you with the appropriate cover for your requirements and the relevant policy for your circumstances.

House Insurance

Apartment, Townhouse, Villa, house or Vivienda Vacaional, tailored made policies to suit you, whether you are an Owner or a Tenant.

We can meet your specific needs correctly and can cover you:

· If you own your property and it is your permanent home.

· If you own your property and use it as a holiday home.

· If you own your property and you let it out long term.

· If you own your property and you let it out short term.

· If you are a tenant and want to cover liability to the owner and your contents.

House insurance covers you for the unexpected such as water damage, fire damage, extreme weather damage, burglary, civil responsibility against damage to third parties and more.

Life Insurance

There are many benefits to having Life Insurance here in Spain.

Primarily most people will have life insurance to provide some financial stability for their loved ones once they have passed away. Such as to pay off a mortgage or other debts such as car finance or credit cards, to cover costs incurred when beneficiaries inherit property or to leave a lump sum to help family with day to day living costs.

There are also optional covers for permanent invalidity that can be added to life.

Private Health Insurance

Why chose private health insurance?

· To avoid waiting times to see a Dr or specialist should you become ill.

· To see a Dr or specialist who speaks your language, and if they don't a translator is provided by the private clinic / hospital at no extra cost to you.

· To give you access to health care if you fall in the age group where you have finished working but are unable to claim social health care until the national retirement age.

· To obtain a residency, visa or TIE.

You can obtain Individual or family Private Health Insurance policies, with full cover or with co-payments.

Vehicle Insurance

The three levels of vehicle insurance cover available in Spain are as follows:

Third Party Only with breakdown assistance, this is your basic insurance which is the minimum cover any vehicle in Spain is required to have by law. This covers any damage to third party vehicles that have been caused by your vehicle, medical costs relating to any injuries suffered during a road accident and roadside assistance.

Third Party, Fire and Theft with breakdown assistance, which covers any damage to third party vehicles that have been caused by your vehicle, medical costs relating to any injuries suffered during a road accident, damage caused by fire or theft of your vehicle and roadside assistance. This usually includes windscreen cover. This is the most common insurance for vehicles 10 years old or more.

Fully comprehensive with breakdown assistance, which covers the same as above plus any damage to your own vehicle. This also includes Windscreen and glass cover.

Every level of cover for your car, van, 4x4, motorbikes and mopeds, historical vehicles or vehicles with a UK registration plates.

Family Assistance / Funeral Insurance

Leave your family or friends with peace of mind.

Funeral/Family Assistance Insurance that we provide is a common service used here in Spain; once you pass, everything can be put into action with one phone call to the company. Very often it would be the hospital that would call, or your beneficiary. The company would then call in a Funeral Director to take care of everything. The Funeral directors would speak to the beneficiary and from there arrange the coffin, incineration, and service as per your wishes. The Funeral can also be delayed to allow family or friends to travel to the island. The Funeral Directors also arrange the legal side i.e. death certificate is provided to the beneficiary. Your ashes would also be delivered to your beneficiary afterwards.

By having the Funeral/Family Assistance Insurance it means that all the bills for the above will be covered and your family and friends do not need to worry about any finances while grieving your loss.

We can assist you with Insurance for almost anything, aside from your everyday insurances we can help you with the following

· Pet Insurance

· European and Worldwide Travel Insurance

· Civil responsibility insurance for most business activities

· Boat Insurance for private or business vessels

· Commercial insurance for business large or small in almost every industry

· Civil responsibility insurance for Dangerous dogs

· Civil responsibility for mobility scooters

. And Many more....